Cornerstone Alternatives

Investment Strategy

Private Credit

Private credit portfolio management for accredited investors seeking yield-generating alternatives with controlled, well-defined downside risk profiles.

Income that sits a step ahead of equity risk

As banks have retreated from middle-market lending, private credit has grown into one of the most compelling sources of consistent, contractual yield available to accredited investors. We help clients step into the lender's seat—earning the spread that borrowers pay for speed, flexibility, and certainty of capital.

The appeal is structural, not speculative. Private loans typically sit senior in the capital stack, secured by hard collateral and governed by covenants that give lenders a say long before trouble arrives. Combined with predominantly floating-rate coupons, the result is a stream of income engineered for resilience rather than for headline-grabbing returns.

Why It Matters

Built for yield, governed by caution

Downside Discipline

We favor senior-secured positions with meaningful covenant protection, prioritizing capital preservation before chasing incremental spread.

Contractual Yield

Floating-rate structures and scheduled coupons deliver predictable current income that compounds independent of public-market sentiment.

Underwriting Rigor

Every loan is stress-tested through our diligence model—coverage ratios, collateral, and recovery scenarios—before a dollar is committed.

Senior

Secured position bias

Floating

Rate-linked coupons

Covenant

Lender protections

1:1

Suitability review

Explore private credit allocations

Schedule a private strategy session to discuss how income-focused private credit could complement your broader portfolio.